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The Bearinger Fireproof Building at 126 N. Franklin was built in 1882 by Lumber Baron Isaac Bearinger. He also built the first electric trolley system running from Saginaw to Bay City and was Vice President of the Saginaw Paving Brick Co. The building was listed on the National Register of Historic Places in 1982 and is significant for its architecture, six-story atrium with skylight, marble and tile flooring, oak trim and brass fixtures. After the devastating fires in the midwest that burned wooden buildings he built it to be safe from the flames that have destroyed so many other buildings. When Bearinger died in 1904, his son James I. Bearinger inherited the building and owned it until he died in 1957.
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